Our focus is on delivering superior value to our clients, helping them find right type of Loan for their needs

Click on the Images below to start the quoting process and a loan specialist can get you the quotes you are after.

Car Finance

Motorcycle Finance

Caravan Finance

Boat Finance

Ute Loans

Van Loans

Truck Loans

Equipment Loans

Personal Loan

Business Cashflow

Debt Consolidation

Refinance

What Our Clients Say

Jason was absolutely amazing throughout the entire process! Purchasing a new car can be an overwhelming experience, but Jason made everything feel effortless and completely stress-free. He went above and beyond to ensure we achieved the best possible outcome, and we couldn't be happier with the service and support he provided. Thank you, Jason, for making the whole experience such a positive one. Your professionalism, dedication and genuine care truly made all the difference. We couldn't recommend you highly enough! You're an absolute legend! ⭐️⭐️⭐️⭐️⭐️

Jo-Ann, Kangaroo Flat, VIC

I would like to thank Jason from Frankston Money with the recent purchase of my new car. His professionalism was second to none and by far and away my best experience in getting finance to buy my car. I cannot recommend Jason highly enough for making my purchase seamless and easy. Thank you Jason I’ll be using you again. ⭐️⭐️⭐️⭐️⭐️

Ian, Macleay Island, QLD

We honestly can’t thank you enough Jason for everything you did for us. After our other broker let us down, we were really disappointed and stressed, but from the moment we spoke with you, you completely changed that for us. You were there for us every step of the way, always keeping us updated, answering all our questions and going above and beyond to help us. You made us feel like we actually mattered and that getting our loan approved and settled was just as important to you as it was to us. We are so grateful for the time, effort and genuine care you put into helping us. You made what could have been a very stressful experience so much easier, and we couldn’t be happier with the outcome. We would honestly have no hesitation recommending you to anyone looking for a broker and look forward in working with in the future as our new broker. Thank you again for everything — we truly appreciate it! ⭐️⭐️⭐️⭐️⭐️

Patrick, Rossmore, NSW

This is my second time using Frankston Money, and once again, it was an incredibly easy and smooth transaction! Jason handled everything efficiently from start to finish. If you want a seamless experience, I highly recommend asking for Jason!. ⭐️⭐️⭐️⭐️⭐️

George, Rockbank, VIC

I have had an amazing experience with Jason's excellent service in providing almost instant finance for my new BYD shark.From application to receiving my vehicle was pain free and an absolute breeze. Thank you Jason. ⭐️⭐️⭐️⭐️⭐️

Preggie, Point Cook, VIC

Jason was fantastic, responded quickly, offered product options, followed through with recommendations for personal loans and the pros & cons. Approved and funds in my account within days. All done online with safe & secure online links. Quick, efficient and transparent, Highly Recommended. ⭐️⭐️⭐️⭐️⭐️

Simon, Coorabell, NSW

I had an amazing experience working with Jason from Frankston Money start to finish. He made the whole loan process easy to understand, kept me updated the entire time, and worked hard to find me a deal that suited my situation. Communication was quick and professional, and he genuinely cared about getting the best outcome for me rather than just pushing any loan through. I’d most definitely recommend them to anyone looking for a smooth and stress-free finance experience. ⭐️⭐️⭐️⭐️⭐️

Ken, Bentley Park, QLD

What a great service. Jason made this process very easy and it went so smoothly. Great communication, keeping me updated throughout the whole process. Thank you very much. Highly recommended and will definitely use again. ⭐️⭐️⭐️⭐️⭐️

Dennis, Revesby Heights, NSW

I had a great experience throughout the loan process. From the beginning, everything was clearly explained, and Jason made what could have been a stressful process feel smooth and straightforward. The communication was excellent, and Jason was always available to answer questions and provide guidance. I really appreciated your professionalism and efficiency in getting everything approved and settled on time. It made a big difference, and I wouldn’t hesitate to recommend your services to others. ⭐️⭐️⭐️⭐️⭐️

Nirosh, Darwin City, NT

I cant get over how amazing this whole process has been with Cathie. You are absolutely incredible! This entire process has been an absolute pleasure and you've taken away any anxiety or frustration which is my most hated part of the process. I cant get over it. Have already recommended you to anyone I speak to. 100% owe you a years supply of chocolates! ⭐️⭐️⭐️⭐️⭐️

Tom, Montrose, VIC

It was really a fantastic experience dealing with Jason from Frankston Money. He made the process easy and stress free and the time it took from applying to approval was fast and efficient. He really took the time and made the effort to make sure I was happy with everything before I signed the final contract. I recommend Frankston Money and definitely will use them again in the future, thank you for a great service. ⭐️⭐️⭐️⭐️⭐️

Etienne, Medowie, NSW

Cathie was probably one of the most helpful and encouraging people I have ever met, With a blemish past for my credit History she did not once put doubt in my mind that I wasn’t going to get this car (and very quickly might I add!!). I felt so supported the entire time, one second I was applying for a new car loan and in the next moment I was at the dealership picking up my new car, I cannot thank Cathie more! ⭐️⭐️⭐️⭐️⭐️

Chloe, Norfolk TAS

Cathie has been an outstanding agent, guiding me through every step of the loan process from start to finish. Her professionalism, clear communication, and people skills made the entire experience not only smooth but genuinely enjoyable. If you’re considering working with Cathie and Frankston Money, I can confidently say you won’t find anyone better. ⭐️⭐️⭐️⭐️⭐️

Satgunalingam, Newcastle NSW

I recently worked with Jason from Frankston money to secure a loan for my dream car, and the entire experience was nothing short of amazing. Despite dealing with ongoing health issues, frequent sickness, and hospital visits, Jason was incredibly patient, understanding, and empathetic every step of the way. He took the time to make the process as stress-free as possible, handling all the details so I didn’t have to worry. Everything was completed within just a few days. All I had to do was choose the car I wanted—Jason took care of the rest. I’m truly grateful for the support and exceptional service I received. I highly recommend this company to anyone looking for a smooth and caring finance experience. ⭐️⭐️⭐️⭐️⭐️

Elianne, Bulleen VIC

I’d like to extend my sincere thanks to Jason for his outstanding support and professionalism. He went above and beyond to help me organise my finances, taking the time to understand my individual circumstances and secure the best possible rate. Jason’s customer service and client care are truly exceptional. Having worked with him previously and referred both family and friends, I can confidently say his consistency and results speak for themselves. I’ll continue to rely on Jason for any future financial needs and highly recommend his services to others. ⭐️⭐️⭐️⭐️⭐️

Valleri, Malak NT

My experience with Jason and Frankston money has been absolutely fantastic. This is my second time approaching Jason for a loan and like before he made the whole process super simple and fast. Highly recommended. ⭐️⭐️⭐️⭐️⭐️

Kiran, Bundoora VIC

I've had an amazing experience with Frankston Money buying my first car. To secure the loan Jason went above and beyond to ensure i get a good deal and was available anytime along the way when i was confused or needed help. Highly recommend Frankston Money services, its a decision you won't regret! ⭐️⭐️⭐️⭐️⭐️

Shinhye, Neutral Bay NSW

I found dealing with Jason as one of the easiest purchases I have ever done. I spoke with Jason three times, supplied the documents needed, left the country for a month came home to a new shiny car ready to pick up. Jason was a delight to deal with and wasn’t at all pushy. Will definitely use him again as he made it so easy. ⭐️⭐️⭐️⭐️⭐️

Mark, Wagga Wagga NSW

I used Jason for getting my car loan. It was a quick and easy process. He made it easy for me to understand contracts and information, Thanks. ⭐️⭐️⭐️⭐️⭐️

Tomasi, Lalor Park NSW

It had been a long time since I had borrowed money for any sort of major purchase. My business was flourishing and my vehicle was starting to let me down. After a chat with Jason a flawless process was put in place with fast approval and outstanding follow up through the process. I was feeling a little daunted by the whole thing and he couldn’t have been more helpful from start to finish, putting my mind at ease. It took a while for me to find the right vehicle to fit the business and he was very patient throughout the process and I barely had to lift a finger. I highly recommend him for any financial services. ⭐️⭐️⭐️⭐️⭐️

Aaron, Yeppoon QLD

Understanding the 5 simple steps of your new loan

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Application

Speak to a loan specialist and complete the application in 5mins on the phone, If you would prefer we can send you a link to complete it in your own time. Send over the supporting documents to complete the application process.

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Approval

Your application will get sent to the selected bank for fast approval. Some banks can process this as fast as same day.

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Your Purchase

You introduce us to the seller of the perfect purchase for you. We will take over form there and liaise with the bank to get all your paperwork sorted and finalised.

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Loan Document

You will receive document to your email to sign electronically, Then all you have to do is set up a Comprehensive Insurance Policy and you are done.

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Settlement

Your new loans has been finalised and the funds have been sent to the seller. You now organise the collection of your vehicle.

Please leave your details here so a specialist can reach out to you.

    Looking to purchase a vehicule but not sure where to start? Contact us today!

    Get approved for a loan that works for you.

    At Frankston Money we are all about helping you find and get approved for a loan that works for you. 

    Learn ABout Us

    Frequently asked questions

    What is Frankston Money? + -

    We are a finance broker that matches customers with the banks & lenders. In plain English, that means we help you navigate the long list of Australian loan lenders so that you can find the best options for any occasion based on your personal situation.
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    We work with lenders all day every day, so you don’t have to. This means we can give you personalised rates from multiple lenders all in one place. It also means no threat of hidden fees and charges or an interest rate.

    Is Frankston Money a lender? + -

    Frankston Money is not a lender, but our mission is to help you navigate existing lenders in the market.

    Rather than adding another name to the long list of lenders, we aim to simplify the process for you. We help you identify which lender from our panel will approve your loan and that best suit your needs at any given time.

    What can we help me buy? + -

    Whether you need a new set of wheels, financing for large expenses, or funds for a trip around the world, Frankston Money can help.

    From commercial equipment to camper vans and trucks to motorbikes, our secured loans offer a diverse lender panel that can service a huge range of automotive needs.

    Need to cover other large expenses? Unsecured personal loans provide flexibility, allowing you to obtain funds for every occasion, from debt consolidation and medical expenses to holidays and home renovations.

    Do you do used cars or private sales? + -

    Absolutely! Our extensive panel of lenders covers both dealership and private sales. As well as new and used vehicles. Whether it's vintage, used, or new - we can help!

    Is there someone I can speak to? + -

    Absolutely! Our friendly and knowledgeable team is available to assist you anytime. Just give us a call with any questions you may have!

    Can Frankston Money help me find a car? + -

    Yes, We can connect you with trusted experts in sourcing vehicles nationwide. With being in the industry 25years there has been many relationships built. Do you want to take the dealership salesman’s pressure off or even dodge the haggling.? Let us introduce you to someone who will do all the hard work for you to achieve the best result without you having to.

    I've already chosen my car. How long before I can pick it up? + -

    The entire process can be completed as quickly as the same day, but the actual turnaround time for your application will depend on your chosen lender and how quickly you provide the required information and documents.

    Our short application takes only 5 minutes to complete, we will work with your chosen lender to lodge your application. Approval can take anywhere from a few hours to 48 hours, depending on the lender and how quickly you provide information to us. The Frankston Money team works closely with our lending partners to ensure a speedy process, so you can be on the road in no time.

    What documents will I need to have on me to be able to apply? + -

    When you’re ready to submit a loan application for approval, you’ll typically need your driver’s licence and two most recent payslips. Most lenders also require your last 3 months of bank statements, but with the Frankston Money platform, you can retrieve these digitally. In some cases, we may ask for additional documents, but we’ll keep you informed about what we need and why.

    Once approved, if you’re applying for a vehicle loan, all we need is the vehicle sales invoice and proof of comprehensive insurance.

    For unsecured personal loans, the process is even easier. After approval, you’ll receive digital contracts for electronic signing, and funds will typically be transferred the same day.

    If I am applying as a sole applicant, why do you need to know information about my partner? + -

    Unless you specifically request it, we won’t add your partner as a co-applicant. However, most lenders will still want to know your partner’s employment and income situation. This information is only used to accurately split expenses, and your partner won’t be on the loan contacts (and won’t be liable for the loan repayments).

    For example, if you and your partner are renting together and paying $1,000 a month, the lender needs to know that your partner is also earning an income to split this expense 50-50. Rest assured, both your information and your partner’s information are stored securely and used only for this purpose.

    I don’t know which car I’m after yet, can I still get a loan? + -

    Yes, you can get your loan ‘pre-approved’ even if you haven’t chosen your car yet. For secured loans (typically for vehicles from 2008 or newer), the interest rate will be affected by the age of the vehicle you eventually select. When you seek pre-approval, we’ll estimate based on the most likely vehicle age and price range you’re considering.

    If you're looking at an older vehicle (typically 2007 or older), we can explore unsecured loan options. This way, you can have funds available before you visit the dealership or private seller, making the process faster and more convenient.

    If I’m approved, where does the money transfer to? + -

    With a secured vehicle loan, the lenders will send funds directly to your dealership or private seller once they have run the appropriate checks on your vehicle.

    If you have requested an unsecured personal loan, the funds will most likely be sent to your account directly at settlement. There are some exceptions to this, such as debt consolidations, where the lender pays funds directly.

    How does pre-approval work? + -

    You can get pre-approved for a specific loan amount at an interest rate before committing to a vehicle. This gives you the confidence to shop online or at the dealership. Even if you don’t know the final amount or exact vehicle you want, we can still get you pre-approved and update the final amount and vehicle details before settlement.

    Once you’ve been pre-approved, our specialised Settlements team will be able to manage your application and guide you through the settlement stage depending on what stage of your vehicle search you’re in. Once you have locked in a vehicle you’re happy with, your dedicated settlement agent will run through the final steps of settlements which normally require tax invoice, insurance and contract signing.

    How much money can I borrow? + -

    The amount of money you can borrow depends on several factors, including your income, credit history, existing debts, and the vehicle’s value. Lenders assess your repayment ability by reviewing your finances and setting limits based on a percentage of the car’s value. Our helpful team will be glad to help you calculate this for you.

    Do I need a deposit for a car loan? + -

    While deposits are not mandatory to get a car loan, it may help with the approval process and lower your repayments and interest. Some lenders insist on a 10-20% deposit while others allow you to take out a loan for the entire value of the car.

    What's the lowest amount I can borrow through Frankston Money? + -

    We can help you find a loan for as little as $5,000.

    Will my application affect my credit score? + -

    Your initial application uses a ‘soft’ credit check and will not affect your credit score. We will assess your application before submitting it to a lender of your choice to make sure we send it to the most suitable lender. Only then will your selected lender complete a ‘hard’ credit check.

    Can I apply if I have bad credit? + -

    Frankston Money specialises in assisting borrowers with unique financial circumstances, such as a bad credit history, a low credit score, unpaid defaults and judgements, previously declined by another lender, party to a debt agreement or a current or discharged bankrupt. Talk to us and we can discuss your options and hopefully help you get another chance.